Retirement Risk Report

In survey after survey, the top financial fears among older Americans are almost always the same.

They include things like:

  • Not having saved enough for retirement.
  • Having high medical bills.
  • Another stock market crash.

But for retirement savers and retirees alike, there is one worry that stands out above the rest: the possibility they may outlive their assets.

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Risk tolerance is one of the most important ingredients in creating a retirement plan that’s right for you. That’s why understanding risk tolerance and how to accurately determine your own is so important. Some people are naturally wired to take risks. Others are wired to avoid risk as much as possible.

TR=I+G Guide

There are many misconceptions about investing. One is that the terms ‘growth’ and ‘return’ are synonymous. They are not. Total return is a sum of

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