There are many misconceptions about investing. One is that the terms \u2018growth\u2019 and \u2018return\u2019 are synonymous. They are not. Total return is a sum of two things: income plus growth, as illustrated in the formula: TR=I+G.<\/p>\n
To break it down further, growth comes in the form of capital appreciation, while income is generated through interest and dividends.<\/p>\n
For most of your working life, not knowing about this formula is okay. When you\u2019re in your 30s and 40s, it doesn\u2019t matter much if you think growth and return are one and the same. At that age, you\u2019re still in the growth and accumulation stages of life.<\/p>\n","protected":false},"excerpt":{"rendered":"
There are many misconceptions about investing. One is that the terms \u2018growth\u2019 and \u2018return\u2019 are synonymous. They are not. Total return is a sum of two things: income plus growth, as illustrated in the formula: TR=I+G. To break it down further, growth comes in the form of capital appreciation, while income is generated through interest […]<\/p>\n","protected":false},"featured_media":7064,"template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}}},"_links":{"self":[{"href":"https:\/\/www.fellowshipfinancial.com\/wp-json\/wp\/v2\/reports\/7063"}],"collection":[{"href":"https:\/\/www.fellowshipfinancial.com\/wp-json\/wp\/v2\/reports"}],"about":[{"href":"https:\/\/www.fellowshipfinancial.com\/wp-json\/wp\/v2\/types\/reports"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fellowshipfinancial.com\/wp-json\/wp\/v2\/media\/7064"}],"wp:attachment":[{"href":"https:\/\/www.fellowshipfinancial.com\/wp-json\/wp\/v2\/media?parent=7063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}